The following situations are considered accidents;

• Events that occur suddenly and unexpectedly, beyond the insured person's will
• Accidents that occur in traffic, regardless of whether the insured person is a pedestrian or in a vehicle
• Nerve damage, detachment, or sprain resulting from falls and burns
• Inhalation of toxic gases
• Death and injuries resulting from snake or insect bites, or being bitten by animals, regardless of whether the insured person is at fault in the accident
• The absence of fault on the part of the insured in the occurrence of the accident.

Death: In the event of death resulting from an accident, the compensation paid to the heirs is determined based on the amount specified in the policy. For individuals under the age of 16, coverage is limited to funeral expenses only.

Permanent Disability: : In the event of sustaining a permanent disability due to any accident, compensation is paid to you based on the degree of disability.

• Personal Accident Earthquake Coverage
• Personal Accident Terrorism Coverage
• Medical Expenses
• Daily Allowance 

This service does not cover bodily and material damages resulting directly or indirectly from the following.

• Intentional acts of the insured,
• Force majeure, direct or indirect war, civil war, armed conflict, rebellion, uprising, riot, strike, damage caused by any possibility affecting the security of society or the state order,
• Earthquake, volcanic eruption, flood, and all kinds of environmental accidents, etc., natural disasters,
• Expenses incurred by the insured without the company's prior approval or acceptance.