Legal Notice

Anyone visiting this site or requesting to benefit from the services provided on this site fully accepts all the terms and conditions set forth in these "Terms of Use and Legal Conditions." By registering with Neova Participation Insurance or requesting to benefit from the services provided by Neova Participation Insurance, you commit to be bound by all the terms and conditions stated in these "Terms of Use and Legal Conditions" and the "Privacy Policy" of Participation Insurance, which is an integral part of this text, and the other instructions on this site.

Participation Insurance reserves the right to make changes to these "Terms of Use and Legal Conditions," the "Privacy Policy" of Participation Insurance, and other instructions on this site at any time. These changes will be valid and binding as soon as they are published on this site. It is your responsibility to follow these changes. Participation Insurance has no obligation to inform you of these changes. By continuing to use the Participation Insurance services, you are deemed to have accepted these changes.
Every effort is made to ensure the accuracy and up-to-date status of the information provided on this website. However, Participation Insurance does not accept responsibility for any damage or issues arising from the incorrectness of the information on this site or its use for purposes other than those stated.

Links on the Neova Participation Insurance site may lead you outside of the Participation Insurance website, and Participation Insurance does not assume any responsibility for the content, accuracy, or functionality of these external sites. These links are provided in good faith, and Participation Insurance is not responsible for any changes that may occur on these linked sites later. Neova Participation Insurance, its affiliates, or any third parties involved in the creation, production, or transmission of this site cannot be held liable for any direct, indirect, incidental, consequential, or punitive damages or liabilities arising from accessing or using this site.

All intellectual property rights of the trademarks, business names, logos, patents, designs, information, and methods, whether registered or unregistered, on this site, belong to Participation Insurance or the designated parties and are protected under national and international laws. Visiting this site or using the services offered on it does not grant you any rights to these intellectual property rights. By visiting or using this site, you commit not to infringe on the intellectual property rights mentioned.
You can provide your opinions and suggestions via our website and email. You acknowledge in advance that Participation Insurance has the right to use your feedback and suggestions as it sees fit and that you will not claim any rights related to them.
There are private areas on this website that require specific access codes to enter, and the authorized persons (insured, agent, employee, etc.) are indicated. It is illegal for unauthorized persons to access, read, copy, reproduce, distribute, publish, or use any programs or information from these areas, either partially or entirely, or modify them.
Authorized persons accessing these areas may only use the information and programs for personal access and use. It is illegal for them to show, allow, copy, reproduce, distribute, or publish this information and these programs to unauthorized persons, either partially or entirely.

Our website may only be used for legal purposes and in compliance with the law. By using this site, you commit to acting by the laws. Actions such as making false statements for unfair advantage, hiding existing damages and attempting to present them as occurring later, or using fake names and credit cards will result in criminal liability. Neova Participation Insurance is authorized to take measures such as restricting access to the site or filing complaints to prevent such behavior.
Neova Participation Insurance is completely free to accept or decline a requested service.
In case of any dispute arising from the services provided through our website, Turkish law will apply, and the courts and enforcement offices of Istanbul (Kadıköy) will have jurisdiction.

Copyright

The copyright of this website belongs to Neova Participation Insurance. Users are granted access rights to the site via the internet for personal information gathering and insurance transactions. All rights reserved.

The written, visual, auditory content, design, information, computer programs, or other elements available on this website cannot be copied, reproduced, distributed, published, modified, added to or removed, used for commercial purposes, or quoted without the written permission of Neova Participation Insurance. Quotations made from this website with written permission should include the phrase “Copyright belongs to Neova Participation Insurance.”

The texts, visuals, sounds, animations, video files, and designs published on this site are copyrighted under Law No. 5846 and related regulations. All items cannot be copied, used, or published on other websites for commercial purposes. The content on the site was prepared with the help of our business partners’ websites.